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Self-Insurance

The State has been self-insured for its motor vehicle liability risks under the State Motor Vehicle Liability Self-Insurance Program (VELSIP) since 1977. The Office of Risk and Insurance Management (ORIM) administers this formal self-insurance program that duplicates most functions of automobile insurance companies. This office charges an insurance cost to all State agencies which owns vehicles, maintains a fund for the payment of claims and expenses, and when accidents occur, adjusts over 2,500 claims annually.

The ORIM claims adjusters on staff evaluate claims to determine the State's liability and negotiate settlements when the driver of the State vehicle is at fault. When lawsuits are filed, the Office of the Attorney General or Department of Transportation Legal Division provide legal services to the ORIM Vehicle Claims Unit.

When a liability claim is filed for any State vehicle or any vehicle used on State business, the State Motor Vehicle Insurance Account (SMVIA) is the general fund in which claims are paid.

The Insurance Premium

Currently the annual premium cost of the State Self-Insured Motor Vehicle Program for all the California State University campuses for the 2003-2004 fiscal year is $168.00 per vehicle. The CSU Chancellor's Office bills all of the CSU campuses directly. The inventory list of all state owned or state leased vehicles at San Francisco State University is available from the Facilities and Services Enterprises department Fleet Coordinator.
 
 


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Office of Risk Management, San Francisco State University, 1600 Holloway Avenue, San Francisco, CA  94132
riskmgmt@sfsu.edu
Last modified 03/13/2003