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Life
and Disability Insurance Benefits
Term
Life Insurance | Accidental Death
and Disability Benefits | Long-Term
DisabilityVoluntary Life Insurance
| Voluntary Long Term Care Insurance
Term
Life Insurance
The
CSU pays the premium for basic term life insurance for certain
units as follows:
- Unit
1 (UAPD) $ 25,000
- Units
2, 5, 7, 9 (CSEA) $ 10,000
- Unit
3 (Faculty) $ 50,000
- Unit
4 (APC) $ 25,000
- Unit
8 ( SUPA) $ 10,000
- Confidentials
$ 50,000
- MPP
$100,000
The
coverage is provided by Standard Insurance Company. Click here for more information.
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Accidental
Death and Disability Benefits
The
CSU pays the premium for basic term accidental death and dismemberment
insurance for certain units as follows:
- Unit
1 (UAPD) $ 25,000
- Units
2, 5, 7, 9 (CSEA) $ 10,000
- Unit
3 (Faculty) $ 50,000
- Unit
4 (APC) $ 25,000
- Unit
8 ( SUPA) $ 10,000
- Confidentials
$ 50,000
- MPP
$100,000
The
coverage is provided by Standard Insurance Company. Click
here for more information.
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Long-Term
Disability
The
CSU pays the premium for long-term disability insurance for
Units 1, 3, 4, and MPP. The coverage is provided by Standard
Life Insurance Company, replacing 66 2/3% (up to $10,000)
of an employee's salary after 180 days of disability. For
Unit 6, the long-term disability plan replaces 50% of the
first $15,000 (up to $7,500) of an employee's salary until
age 65. Long-term insurance coverage is provided by The Standard
Life Insurance Company, and there is a 180-day waiting period
before the benefit begins.
Click
here for more information.
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Voluntary
Life Insurance
The
Standard Insurance Company offers group life insurance that
employees may purchase for themselves, their spouse, and their
dependent children. Employees for whom term life insurance
is provided by the CSU may choose to increase their coverage
by participating in this program. Payments are made though
payroll deduction on an after-tax basis.
Click
here for more information.
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Voluntary
Long Term Care Insurance
CalPERS
Long Term Care program is available to all CSU employees,
their spouse, their parents, their in-laws, and their siblings.
It covers extended care costs necessary due to chronic illness,
injury, or frailty of old age. Care can be given in a nursing
home, an assisted living facility, a hospice, or in the home.
There
are a variety of plans available. Premiums are based on the
type of plan chosen and the age of the enrollee. Enrollment
must be done during an open enrollment period as set by the
program.
Click
here for more information, or call (800) 982-1775.
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