Office of Student Financial Aid

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Recent changes in federal laws and state regulations

We want to alert you to recent changes in federal laws and state regulations that affect Student Financial Aid Programs. With these changes, it is important that you plan your remaining units carefully to complete your degree requirements as efficiently as possible.
Remember - the priority deadline to apply for 2013-14 financial aid by submitting your FAFSA is March 2, 2013.

    Beginning 2012-13 award year:

  • Federal Pell Grants - Students are eligible to receive a Pell Grant for up to 12 semesters - six years. Students who have received six years or more will not be eligible for any more Pell Grant, including for the 2012-13 award year. Students who have received more than five years but less than six will have a reduced Pell Grant for the 2012-13 award year.

    For information on how the US Department Of Education (USDE) calculates the "equivalent of six year" check on the following link:

    To view your total Pell Grant awards at all schools - log into the National Student Loan Data System NSLDS at

  • Federal Direct Student Loans - The interest subsidy provided during the six-month grace period for subsidized loans has been eliminated for loans disbursed on or after July 1, 2012, and before July 1, 2014. If you receive a subsidized loan during this timeframe, you will be responsible for the interest that accrues while your loan is in the grace period or when you are no longer enrolled at least half-time (six units at SF State).

Beginning 2013-14 award year

  • State University Grants:
    The following students are no longer eligible for the state grant:

    - Beginning Fall 2013 Undergraduate students who complete 150 units or more.
    - Transfer students who complete more than 75 units at a CSU.
    - Credential students who earn more than 30 units towards their credential.
    - Students working on second bachelors, second credential or second master degrees.
    - Graduate students who earn more than 125% units towards their masterís degree.
    Example: degree that requires 33 units, the earned unit limit is 42 units which includes all prior Masters degree objectives (including extended education and graduate transfer units.

  • Federal Direct Student Loans
    - Unless Congress changes the law, the interest rate on subsidized loans disbursed on or after July 1, 2013 will increase from 3.4% to 6.8%. We will post notification on the Financial Aid home page if Congress allows the interest rate to remain at 3.4% for the 2013-14 year.

  • Beginning Fall 2013 students who have completed 150% of the units required for their degree will no longer be eligible for Subsidized Federal Direct Student Loans.

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