Direct Loan Entrance Counseling
All first-time borrowers (regardless of class level) must complete the Entrance Loan Counseling before receiving their first loan disbursement. You can complete the online Entrance Loan Counseling at:
For a better understanding of the Entrance counseling process, you should review the Frequently asked questions on the studentloans.gov web site.
Financial Awareness Counseling does not fulfill the "Entrance" counseling requirement.