SF State’s Office of Student Financial Aid does not endorse or promote any specific private lender; we will process a loan with any lender you have selected as long as you are eligible for the loan. We advise that this loan option be used as a last resort after all federal loan options have been exhausted. Additionally, we adhere to the code of conduct as established by the Higher Education Opportunity Act. Federal loans generally have better benefits and lower, fixed interest rates. We encourage you to apply for Federal loans prior to applying for an Alternative loan.

  • Your Alternative loan lender will require you to complete a Private Education Loan Applicant Self-Certification Form. You should use the version the lender provides as it may contain pre-populated information, but you may use this version if your lender does not provide you with one.

  • Below is a historic list of loans and/or lenders from whom our students have borrowed over the past three years and it includes only those that continue to offer private alternative loans. This list is not meant as an endorsement and is not a preferred lender list.


  • Addison Avenue Federal Credit Union
  • Alaska Student Loan Corporation (ASLC)
  • ALL Student Loan
  • Charter One
  • Citibank Student Loan Corporation
  • Discover Student Loans
  • Fifth Third Bank
  • Motorola Employees Credit Union
  • Nellie Mae thru Sallie Mae Bank
  • PNC Solution Loan
  • Sallie Mae Ed Trust thru Sallie Mae Bank
  • Star One Credit Union
  • Sun Trust Bank
  • Wells Fargo EFS

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