Title:                    Risk Management Policy

Effective Date:           April 20, 2001
                          Replaces policy dated April 22, 1999

Authority:                Executive Order 715, dated October 27, 1999

Approved by:              Robert A. Corrigan, President    Date:  7/2/01

Responsibility

The campus president has delegated responsibility for implementation of Executive Order 715, the CSU Risk
Management Policy (10/27/99) to the Vice President for Business and Finance.The Vice President for
Business and Finance established the Office of Safety and Risk Management to develop and implement programs,
policies and procedures in support of Executive Order 715.

Scope

This policy applies to all areas and members of the campus community and provides for consultation and
coordination of risk management practices with the campus auxiliary organizations: Associated Students, Inc., San
Francisco State Student Center, Inc., Franciscan Shops, Inc., and the San Francisco State University Foundation,
Inc.

Program Elements

The Office of Safety and Risk Management is responsible for administering programs covered by the California
State University Risk Management Authority (CSURMA) risk pool, including:

·Liability Program
·Workers' Compensation Program
·Industrial Disability Insurance
·Non-industrial Disability Insurance
·Unemployment Insurance
·Special Events Insurance
·Property Insurance
·State Vehicle Insurance
·Student Travel Accident Insurance

The Procurement Office will handle insurance requirements in contracts in accordance with the guidelines of the
CSURMA Insurance Requirements in Contracts, prepared by Driver Insurance Services in August 1998. The
Director of Risk Management and/or University Counsel will review exceptions to the Driver requirements, and
perform risk analysis as necessary.

The Office of Environmental Health and Occupational Safety, which is part of the Office of Safety and Risk
Management, is responsible for health and safety matters and related training.

Risk Management Policy Implementation

Policies and procedures will be developed to anticipate and assess losses, and to mitigate such losses through
appropriate risk management techniques. The Office of Safety and Risk Management will implement practices
developed by the CSURMA, and make appropriate decisions to control losses while supporting the goals of the
University.The following steps will be taken in the risk management process:

Identify loss exposures

Define types of exposures: property, liability, personnel, income, and goodwill
Define campus-relevant criteria for significant risks
Identify risks unique to San Francisco State University

Evaluate the seriousness of risk exposures

Determine probability of risk occurrence
Estimate severity and frequency
Factor in University objectives

Examine feasibility of managing risk through alternative techniques

Control risk through prevention, segregation, transfer, and avoidance
Finance the risk through deductibles and other means
Transfer the risk through insurance or contracts

Select and implement the best techniques

Perform cost/benefit analysis

Monitor, evaluate and improve program

Ensure proper implementation
Utilize productive qualitative and quantitative measurement

Report results

Collect and report relevant data
Prepare annual risk management report to the campus president

Risk Management Consultation Process

The Director of Risk Management shall develop on-going communication with decision making administrators
from among such departments as Human Resources, Environmental Health and Safety, Public Safety, Plant
Operations, Student Affairs, Disability Resources, Continuing Education, International Program, Academic Affairs,
Fiscal Affairs and University Counsel.The Director may convene an ad hoc committee or task force from time
to time to insure full performance of risk management functions by those having specific program responsibilities.

Risk Management Training

The Office of Safety and Risk Management will provide training to individuals and departments on topics related to
health, safety and risk management.

Auxiliary Oversight

The Office of Risk Management will require that each auxiliary organization provide the University with current
certificates of insurance in the amounts specified in their operating agreements.The Office of Risk Management
will work with auxiliary managers to insure that the university is not held liable for losses incurred by auxiliaries or on
grounds leased to auxiliaries.

Annual Report

The Director of Safety and Risk Management will provide an annual report to the office of the president.The
report shall include a review of current year’s activity, costs, trends and initiatives.

Policy Review

This policy shall be subject to review and revision at the time the annual report is submitted to the campus president.