• Read, complete, and return one copy of your Financial Aid Offer by the "Return by" date located on the top right corner of your financial aid offer.
• Write in the "Amount Accepted" in the area highlighted in yellow. Enter 0 (zero) if you wish to decline a loan or work study award.
• If you leave any item blank, we will assume you are declining the award.

• Complete, sign, and return.
• Answer questions 1-5 on the back side of your Financial Aid Offer.
• Do not leave any questions blank.

First time borrowers must complete one of the following:

• 1) File an Electronic Master Promissory Note on the web, this 10 steps process on this web site will allow you to complete and sign an electronic MPN in less than 30 minutes. After this process is completed, SFSU should receive your electronic E-MPN information.
  
  
  or
  
• 2) File a paper promissory note (MPN) Please find the New Direct Loan Borrowers flyer we send to you with the Financial Aid Offer Letter package, fill it out and return it to our office. When we receive your return flyer, we will then print the paper MPN and send it to you by mail.
  
  Please carefully follow the instructions that will accompany the paper Master Promissory Note.
  
  
• All student loans are disbursed in multiple disbursements. Please refer to your enclosed FDSL Promissory Note and Disclosure statement for your "Anticipated Disbursement Dates" or call FAVoRS at 415-338-7000 to check your disbursement date.

• Both your Federal Perkins Loan Promissory Note and Perkins Data Sheets are mailed separately with instructions starting mid-July of the current Fall semester. After July the Perkins Loan Promissory Note will be sent out one week after students returned the financial aid offer accepting the Perkins Loan amount.